Your Health Idaho and the American Rescue Plan Act

Providing Idahoans with a Path to Coverage

In response to the American Rescue Plan Act, Your Health Idaho will continue to enroll Idahoans through April 30, so households can take advantage of enhanced financial assistance, which lowers consumers’ monthly premiums.

Get Help for Free

If you are new to Your Health Idaho, or simply aren’t sure where to start, we recommend working with a YHI-certified insurance agent or broker. These experts are well-versed in the application and plan selection process and can help you find the right coverage to fit your needs. Best of all, their help is available at no cost to you. To find free expert help in your area visit, YourHealthIdaho.org/Find-Help.

Contacting Your Health Idaho

When you need help, you will always be connected to someone right here in Idaho. The Your Health Idaho customer support team is standing by, ready to answer your questions and get you on the path to coverage. You can contact us by phone at 1-855-944-3246 Monday – Friday from 8 a.m. – 5 p.m. (MT), with the exception of Wednesdays, when we are open from 9 a.m. – 5 p.m. (MT). You can also contact us by completing a Customer Support Request online.

Frequently Asked Questions

As of April 1, the Idaho Department of Health and Welfare updated consumer tax credit eligibility determinations to reflect the new federal poverty level thresholds for tax credit amount eligibility. Consumers were notified of the changes by the Idaho Department of Health and Welfare via mail. Consumer may now log in and view the new amount.

No changes have been made to Medicaid eligibility.

Individuals who enroll by the April 30 deadline will have coverage effective May 1, 2021.

Any eligible Idahoan will be able to enroll during this timeframe and will not be required to present any proof of prior coverage.

Individuals will be allowed to change plans within the same insurance carrier. However, individuals who are already enrolled on the Exchange will not be allowed to change to a plan offered by a different insurance carrier during this timeframe unless they present and validate an additional Qualifying Life Event.

Yes. Any eligible Idahoan can enroll at this time. Those interested in applying their tax credit to their monthly premium must apply with the Idaho Department of Health and Welfare at idalink.idaho.gov.

Yes. Any eligible Idahoan can enroll at this time. Those interested in applying for a tax credit to lower their monthly premium must apply with the Idaho Department of Health and Welfare at idalink.idaho.gov.

The expiration of COBRA coverage or the exhaustion of contributions to a COBRA premium, will present a valid Qualifying Life Event. Documentation is required to open a SEP.

The American Rescue Plan Act tax credit limits have been approved through 2022.

Yes! The tax credit slider will still be in place; you will need to log into your dashboard and update the amount using the slider.

For those who are seeking to change plans, but do not have an open SEP on your account, please use the Plan Change Request Form.

Yes. Carriers will honor previous deductibles, co-pays, or other out-of-pocket costs that have been met or accrued when a plan change is made.

April 30 is the deadline to both apply AND enroll for a May 1 effective date; enrollments submitted after April 30 must have a valid Qualifying Life Event and will require documentation to enroll.

Yes. To add a dental plan, please use the Plan Change Request Form.

YHI strongly encourages working with a YHI-certified agent, broker, or enrollment counselor (Consumer Connector). They are the experts when it comes to the application process and selecting the right plan, and their services are available free of charge. You can search for a Consumer Connector based on name, zip code, or language. Visit YourHealthIdaho.org/find-help to get started.