About Your Health Idaho

  • What is Your Health Idaho?

    Your Health Idaho is Idaho’s Health Insurance Marketplace where individuals, families and small businesses of up to 50 full-time equivalent (FTE) employees can easily shop for, compare and choose a health insurance plan that is right for them.

  • Who can use Your Health Idaho?

    Idahoans who are currently uninsured, or those that have a plan and want to look for different coverage, can shop at Your Health Idaho. Additionally, small businesses with up to 50 employees can use Your Health Idaho to select a plan for their employees.

    To shop on Your Health Idaho you:

    • Must be a U.S. citizen or national. If you are a non-citizen you must be lawfully present in the U.S. for the entire time you plan to have health coverage.
    • Must live in the U.S. and have a primary residence in Idaho.
    • Must be considered a resident of the U.S. and Idaho for tax purposes.
    • Cannot be incarcerated.
  • Do I have to buy health insurance if I am currently uninsured?

    It’s your choice. Most individuals, including children and any dependents, must have health insurance or pay a fee called the individual shared responsibility payment. There are certain exemptions to this requirement.

    If you do not have health insurance and don’t qualify for an exemption, you will pay a penalty when you file your federal tax return. For more information on how you could be impacted at tax time, visit the IRS website.

    The fee for not having health insurance in 2016 and 2017 is calculated 2 different ways – as a percentage of your household income, and per person. You’ll pay whichever is higher. The fee rises with inflation. Final 2018 amounts will be published when available.

    Percentage of income

    • 2.5% of household income
    • Maximum: Total yearly premium for the national average price of a Bronze plan sold through the Marketplace

    Per person

    • $695 per adult
    • $347.50 per child under 18
    • Maximum: $2,085

    Use this IRS tool to estimate your possible penalty payment.

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