Welcome to Your New Home! Next Step? Health Insurance

Published by Haley Winstead on

Welcome to Your New Home! Next Step? Health Insurance

You unloaded the moving van, unboxed all your possessions after the move, and are now enjoying a little rest and relaxation. Did you know moving to Idaho from another state, a primary subscriber moving out of the state, or even moving within Idaho could all potentially be a Qualifying Life Event (QLE) that makes you eligible for a Special Enrollment Period (SEP)?

 

With an SEP, you are allowed to enroll in health insurance coverage outside of Open Enrollment or make changes to your existing insurance plan if you are already enrolled with Your Health Idaho.

 

To qualify for an SEP, you must prove that you had qualifying coverage prior to moving and provide documentation of your new residence.

 

Accepted documents include:

  • Proof of health insurance coverage within 60 days prior to the move unless you moved from a place that did not offer plans or from out of the U.S.
  • Demonstrated exhaustion of eligibility for any COBRA benefits

 

And either:

  • Valid Idaho driver’s license or Idaho identification card
  • Idaho STAR card
  • U.S. Passport or passport card
  • Idaho voter registration card

 

And proof of previous address and current address, including two of the following documents dated within 60 days of the change in address:

  • Student college enrollment letter
  • Automobile registration
  • Rental agreement
  • Home purchase agreement
  • Utility bills with previous and new addresses
  • Property tax notice with homeowner’s exemption
  • Home payment notice
  • Offer of employment

 

If you believe you have a QLE that might be eligible for an SEP, you have 60 days from the date of your event to complete the following:

  • Report your QLE
  • Provide documentation to prove the event and enrollment eligibility
  • Select and enroll in a plan

 

Need assistance?

 

A unique feature available only through Your Health Idaho is access to free expert help for all customers interested in enrolling on the exchange. Agents, brokers, and enrollment counselors are available to assist you with creating an account, getting financial assistance, and ultimately choosing the right plan for you.

 

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Categories: Blog