© 2022 Your Health Idaho and the Your Health Idaho logo are trademarks and service marks of the Idaho Health Insurance Exchange. Any other trademarks or service marks appearing on this website are the property of their respective owners.

How much does health insurance coverage cost?

The price of health insurance for individuals and families on Your Health Idaho is determined by the plan you choose. In March 2021, The American Rescue Plan Act was passed making health insurance more affordable than ever. Now, more than 85% of Idahoans enrolled with Your Health Idaho qualify for financial assistance and lower-cost coverage. If you didn’t qualify before, it’s time to check again. Before you start your application, visit the tax credit estimator to see how much you could save on health insurance coverage. With Your Health Idaho, you can compare a wide range of health insurance plans and choose the one that works best for you and your budget.

Do You Qualify for a Special Enrollment Period?

How Much Could You Save?

Your Health Idaho is the only place where Idahoans can receive the Advance Premium Tax Credit (APTC). APTC acts like an instant discount, lowering the amount you pay out-of-pocket each month for health insurance. For many Idahoans, that means they pay $0 per month for coverage. What could that look like for your household?

Here are a few examples.

Family Status: Married
Kids: 0
Age: 32

City: Twin Falls
Income: $56,000/year




PAYMENTS COULD BE AS LOW AS:

$0/mo

CALCULATE YOUR PAYMENT

Family Status: Family of 4
Kids: 2

Age: 42

City: Coeur D'Alene
Income: 
$85,000/year

CALCULATE YOUR PAYMENT

$30/mo

PAYMENTS COULD BE AS LOW AS:

Family Status: Single
Kids: 0
Age: 34

City: Boise
Income: $34,000/year

CALCULATE YOUR PAYMENT

$7/mo

PAYMENTS COULD BE AS LOW AS:

We're Idahoans helping Idahoans. Choosing a health insurance plan can be complicated, but at Your Health Idaho, we have the tools and resources you need to find a plan that fits your needs including a call center to help direct your query, insurance brokers and agents that are standing by to help you answer questions and other online resources.

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FAQs

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Family Status: Retired
Kids: 0

Age: 62

City: Pocatello
Income: 
$60,000/year

PAYMENTS COULD BE AS LOW AS:

$0/mo

CALCULATE YOUR PAYMENT

Is YHI a good fit for me?

Your Health Idaho is a great option for those looking to sign up for affordable health insurance because their employer doesn’t offer coverage, they are a student, they work for themselves, and/or they've retired early. It's easy to find out how much you can save, just answer a few questions to find out.

When can I Enroll?  

If you believe you have a Qualifying Life Event for a Special Enrollment Period you have 60 days from the date of your event to complete the following:
1. Report your Qualifying Life Event.
2. Provide documentation to prove the event and enrollment eligibility.
3. Select and enroll in a plan.

You can set up an account, shop for plans, and apply for coverage online. No computer? No problem. To apply over the phone or to request a paper application, call Your Health Idaho at 1-855-944-3246.

How do I apply for coverage?  

© 2022 Your Health Idaho and the Your Health Idaho logo are trademarks and service marks of the Idaho Health Insurance Exchange. Any other trademarks or service marks appearing on this website are the property of their respective owners.

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Big life change? You could qualify for coverage with a Special Enrollment Period.

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Health Insurance plans starting at $0 per month?

Big Life Change? You could qualify for coverage with a Special Enrollment Period.

If you've experienced a big life change - like getting married or having a baby - you could be eligible for a Special Enrollment Period, or SEP, through Your Health Idaho. An SEP allows individuals and families to get health and dental coverage outside of the annual open enrollment period. If you are already enrolled with Your Health Idaho, you may be able to make changes to your existing insurance plan. Learn more below

HEALTH INSURANCE 
PLANS STARTING AT

PER 
MONTH

Health Insurance Starting at Zero. Health, yeah!
Loss of Coverage »Marriage & Divorce »Moving »American Indian & Alaska Native »Special Circumstances »
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Birth & Adoption

Did you welcome a new bundle of joy? Make sure the whole family is covered.

Birth & Adoption »

Loss of Coverage

Job change? Retirement? Leaving the 9 to 5? We’ve got you covered.

Learn More

Marriage & Divorce

Tying (or untying) the knot? Either way, we'll make sure you're taken care of.

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Moving

New to Idaho? Move across state? We can make sure you’re covered.

American Indian & Alaska Native

Certain American Indians and Alaska Natives can buy a health insurance plan through Your Health Idaho.

Learn More

Special Circumstances

Change in tax credit eligibility? New to the USA? Other exceptional circumstances can qualify you as well.

Learn More
SEE IF YOU QUALIFY

If you've experienced a big life change - like getting married or having a baby - you could be eligible for a Special Enrollment Period, or SEP, through Your Health Idaho. An SEP allows individuals and families to get health and dental coverage outside of the annual open enrollment period. If you are already enrolled with Your Health Idaho, you may be able to make changes to your existing insurance plan. Learn more below.

If you don't qualify for an SEP, you can still enroll in coverage during the annual open enrollment period. Open Enrollment typically takes place in November & December with coverage beginning January 1. 

What if I missed my 60-day window? 

If you’ve missed your 60-day window, or do not have a Qualifying Life Event, you can still enroll in coverage during Your Health Idaho’s Open Enrollment period. Open Enrollment typically takes place in November & December with coverage beginning January 1.