If you've experience a big life change - like getting married or having a baby - you could be eligibile for a Special Enrollment Period, or SEP, through Your Health Idaho. An SEP allows individuals and families to get health and dental coverage outside the annual Open Enrollment period. If you are already enrolled with Your Health Idaho, you may be able to make changes to your existing insurance plan. Learn more below.
If you’ve experience a big life change – like getting married or having a baby – you could be eligible for a Special Enrollment Period, or SEP, through Your Health Idaho. An SEP allows individuals and families to get health and dental coverage outside the annual Open Enrollment period. If you are already enrolled with Your Health Idaho, you may be able to make changes to your existing insurance plan.
Do you Qualify for a Special Enrollment Period?
How Much Could You Save?
Your Health Idaho is the only place where Idahoans can receive the Advance Premium Tax Credit (APTC). APTC acts like an instant discount, lowering the amount you pay out-of-pocket each month for health insurance. For many Idahoans, that means they pay $0 per month for coverage. What could that look like for your household?
If you don't qualify for an SEP, you can still enroll in coverage during the annual open enrollment period. Open Enrollment typically takes place in November & December with coverage beginning January 1.
Special and Open Enrollment Periods
Frequently Asked Questions
Is YHI a good fit for me?
Your Health Idaho is a great option for Idahoans looking to sign up for affordable health insurance because their employer doesn’t offer coverage, they are a student, they work for themselves, or they’ve retired early. It’s easy to find out how much you can save, just answer a few questions to find out
How Much does health insurance coverage cost?
The price of health insurance for individuals and families is determined by the plan you choose and the amount of the tax credit you may receive. In March 2021, The American Rescue Plan Act was passed making health insurance more affordable than ever. Now, more than 85% of Idahoans enrolled in health coverage through Your Health Idaho qualify for a tax credit that lowers their monthly health insurance premiums. If you didn’t qualify before, it’s time to check again. Before you start your application, visit the tax credit estimator to see how much you could save on health insurance coverage. With Your Health Idaho, you can compare a wide range of health insurance plans and choose the one that works best for you and your budget.
How do I apply for coverage?
You can set up an account, shop for plans, and apply for coverage online. No computer? No problem. To apply over the phone or to request a paper application, call Your Health Idaho at 1-855-944-3246.