Special Enrollment

Had a recent life change? You may qualify to enroll outside of Open Enrollment.

  • Eligibility
  • 60 or 90 Day Window
  • Expert Help

Depending on the event, you have 60 or 90 days after a Qualifying Life Event to enroll or make changes to your coverage.

9 Qualifying Life Events Click on the icon to view all

Qualifying Life Events

Click to view details

Special Enrollment
Loss of Current Coverage

Job loss, turned 26

Loss of Medicaid

Lost or losing Medicaid?

Moving

Move to or within Idaho

Birth or Adoption

New household member

Marriage or Divorce

Change in household

Unaffordable Employer Coverage

For you, your spouse, or dependents

American Indian / Alaska Native

Enroll year-round

Special Circumstances
HRA Offered

Not Sure Where to Start?

Talk to a certified agent who can help you through the application process at no cost.

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Special Enrollment

You can enroll in health insurance through Your Health Idaho and apply for a tax credit anytime during the year if you qualify for a Special Enrollment Period (SEP). With an SEP you can purchase coverage outside of the Open Enrollment period.

 

To be eligible for an SEP, you must experience a Qualifying Life Event, such as losing coverage, moving, or having a baby. If you are already enrolled with Your Health Idaho, an SEP may make you eligible to make changes to your existing coverage.

SPECIAL ENROLLMENT STEPS

Complete Your Enrollment in 2 Simple Steps

STEP 1

Submit Your Application & Documents

Create an account and complete your application, or report your Qualifying Life Event and provide the required supporting documentation.

Create Account

STEP 2

Choose or Update Your Plan

Select and enroll in a new health plan, or make changes to your current coverage based on your eligibility. Choose your Qualifying Life Event from the list to get started.

Explore the Qualifying Life Events to learn which life changes may make you eligible for a Special Enrollment Period. Each event includes important details about eligibility requirements, timelines, and the steps needed to enroll in or update your health coverage outside the standard Open Enrollment period.