YOURHEALTHIDAHO.ORG TERMS AND CONDITIONS OF USE

1. Your Acceptance

THIS IS A CONTRACT BETWEEN YOU AND THE IDAHO HEALTH INSURANCE EXCHANGE HEREIN REFERRED TO AS YOUR HEALTH IDAHO (“YOUR HEALTH IDAHO”) BY CLICKING ON “I AGREE,” OR BY USING AND/OR VISITING THIS WEBSITE (INCLUDING ALL CONTENT AVAILABLE THROUGH THE YOURHEALTHIDAHO.ORG DOMAIN NAME), YOU SIGNIFY YOUR ASSENT TO BOTH THESE TERMS AND CONDITIONS OF USE (THE “TERMS OF SERVICE“) AND THE YOURHEALTHIDAHO.ORG PRIVACY POLICY, WHICH IS AVAILABLE AT https://www.yourhealthidaho.org/privacy-policy/ , WHICH ARE INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, THEN PLEASE DO NOT CLICK ON “I AGREE” OR OTHERWISE USE THE YOURHEALTHIDAHO.ORG WEBSITE. THIS AGREEMENT IS EFFECTIVE AS OF THE DATE AND TIME IN YOUR LOCATION WHEN YOU CLICK ON “I AGREE” OR OTHERWISE CONTINUE TO USE THE WEBSITE AFTER AGREEING TO THESE TERMS OF SERVICE. PLEASE PRINT OUT A COPY OF THIS DOCUMENT NOW AND RETAIN IT FOR YOUR FUTURE REFERENCE AS IT WILL BECOME A BINDING CONTRACT WHEN YOU CLICK ON “I AGREE.”

2. General Usage

A. These Terms of Service apply to all users of the YourHealthIdaho.org Website (the “Website”), including users who are also contributors of item listings, video content, information, forum posts, blogs, and other materials or services to the Website. The Website may contain links to third-party websites that are not owned or controlled by YOUR HEALTH IDAHO; YOUR HEALTH IDAHO has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. In addition, YOUR HEALTH IDAHO will not and cannot censor or edit the content of any third-party site. By using the Website, you expressly relieve YOUR HEALTH IDAHO from any and all liability arising from your use of any third-party website. Accordingly, we encourage you to be aware when you leave the Website and to read the terms and conditions and privacy policy of each other website that you visit. YOU MAY BE ASKED TO ENTER INTO CONTRACTS WITH THOSE THIRD-PARTY SITES OR THEIR OWNERS OR OPERATORS BY VIRTUE OF YOUR CLICKING ON A LINK ON THIS SITE AND BEING TRANSPORTED TO THE EXTERNAL THIRD-PARTY SITE(S). YOU UNDERSTAND AND ACCEPT THE RISK OF PERHAPS BEING REQUIRED TO ENTER INTO SUCH THIRD-PARTY CONTRACTS AS A CONDITION OF YOUR RECEIVING THE SERVICES OFFERED BY THIS WEBSITE AND THE LINKED THIRD-PARTY SITES AND THAT YOUR HEALTH IDAHO IS NOT RESPONSIBLE FOR YOUR ACTIONS OR INACTIONS IN CONNECTION WITH ANY THIRD-PARTY SITE.

B. To view or access all the features of the Website, your web browser may require additional third-party software, also known as plug-ins, add-ons, extensions, etc. YOUR HEALTH IDAHO makes no warranties that this third-party software will be compatible with your computer and specifically disclaims any liability for direct or consequential damages that arise when you download, install, or use third-party software to access the content or features of the Website.

3. Website Access

A. YOUR HEALTH IDAHO hereby grants you limited, revocable license to use the Website subject to your compliance with these Terms of Service and conditioned upon: (i) your use of the Website as permitted hereby is solely for your informational use; (ii) you will not copy or distribute any part of the Website in any medium without YOUR HEALTH IDAHO’s prior written authorization; (iii) you will not alter or modify any part of the Website other than as may be reasonably necessary to use the Website for its intended purpose; (iv) you will not register or obtain domain names, Twitter handles, Facebook pages, or Instagram, Pinterest or other social media accounts using or incorporating any Exchange intellectual property, including but limited to its trademarks; and (v) you will otherwise comply with the terms and conditions of these Terms of Service.

B. You agree not to use or launch any automated system, including without limitation, “robots,” “spiders,” “offline readers,” etc., that accesses the Website in a manner that sends more request messages to YOUR HEALTH IDAHO’s servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser. Notwithstanding the foregoing, YOUR HEALTH IDAHO grants the operators of public search engines permission to use automated systems to copy materials from the Website for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. YOUR HEALTH IDAHO reserves the right to revoke these exceptions either generally or in specific cases. You agree not to collect or harvest any personally identifiable information, including account names, from the Website, and not to use the communication systems provided by the Website for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of the Website with respect to their User Submissions (as defined below).

4. Intellectual Property Rights

The content on the Website, except all User Submissions (as defined below), including without limitation, the text, software, metatags, scripts, graphics, photos, sounds, music, videos, interactive features and the like (“Content”) and the trademarks, service marks, trade dress and logos contained therein (“Marks”), are owned by or licensed to YOUR HEALTH IDAHO, subject to copyright and other intellectual property rights under United States and foreign laws and international conventions. Content on the Website is provided to you AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. YOUR HEALTH IDAHO reserves all rights not expressly granted in and to the Website and the Content. You agree not to engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying, or distribution of User Submissions of third parties obtained through the Website for any commercial purposes. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein. You agree not to circumvent, disable or otherwise interfere with security related features of the Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Website or the Content therein.

5. User Submissions

A. The Website may now or in the future permit the submission of photographs or other communications submitted by you and other users (“User Submissions”) and the hosting, sharing, and/or publishing of such User Submissions. You understand that whether or not such User Submissions are published, YOUR HEALTH IDAHO does not guarantee any confidentiality with respect to any submissions.

B. You shall be solely responsible for your own User Submissions and the consequences of posting or publishing them. In connection with User Submissions, you affirm, represent, and/or warrant that: (i) you own or have the necessary licenses, rights, consents, and permissions to use and authorize YOUR HEALTH IDAHO to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all User Submissions to enable inclusion and use of the User Submissions in the manner contemplated by the Website and these Terms of Service; and (ii) you have the written consent, release, and/or permission of each and every identifiable individual person in the User Submission to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the User Submissions in the manner contemplated by the Website and these Terms of Service. For clarity, you retain all of your ownership rights in your User Submissions. However, by submitting the User Submissions to the Website, you hereby grant YOUR HEALTH IDAHO a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, make, have made, sell, lease, rent, copy, reproduce, distribute, and prepare derivative works of, display, and publicly perform the User Submissions in connection with the Website and YOUR HEALTH IDAHO’s (and its successor’s) business, including without limitation for promoting and redistributing part or all of the Website (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each user of the Website a non-exclusive license to access your User Submissions through the Website, and to use, reproduce, distribute, prepare derivative works of, display and perform such User Submissions as permitted through the functionality of the Website and under these Terms of Service. The foregoing license granted by you terminates once you remove or delete a User Submission from the Website by contacting YOUR HEALTH IDAHO at Support and instructing that a particular User Submission is to be removed or deleted.

C. In connection with User Submissions, you further agree that you will not: (i) submit material that is subject to protection under the copyright laws of the United States or any foreign country, protected by trade secret, or otherwise subject to third-party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant YOUR HEALTH IDAHO all of the license rights granted herein; (ii) publish falsehoods or misrepresentations that could damage YOUR HEALTH IDAHO or any third party; (iii) submit material that is unlawful, defamatory, libelous, threatening, harassing, hateful, sexually explicit, or racially or ethnically offensive, or that encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or otherwise be inappropriate; (iv) post advertisements or solicitations of business; or (v) impersonate another person. YOUR HEALTH IDAHO does not endorse any User Submission or any opinion, recommendation, or advice expressed therein, and YOUR HEALTH IDAHO expressly disclaims any and all liability in connection with User Submissions. YOUR HEALTH IDAHO does not permit copyright infringing activities and infringement of intellectual property rights on its Website, and YOUR HEALTH IDAHO will remove all Content and User Submissions if properly notified that such Content or User Submission infringes on another’s intellectual property rights pursuant to Section 5(D) below. YOUR HEALTH IDAHO reserves the right to remove Content and User Submissions without prior notice. YOUR HEALTH IDAHO will also terminate a User’s access to its Website, if they are determined to be a repeat infringer. YOUR HEALTH IDAHO will not be obligated to refund any unused portion of a listing, membership or subscription fee if an account is terminated for repeat copyright infringement. A repeat infringer is a User who has been notified of infringing activity more than twice and/or has had a User Submission removed from the Website more than twice. YOUR HEALTH IDAHO also reserves the right to decide whether Content or a User Submission is appropriate and complies with these Terms of Service for violations other than copyright infringement and violations of intellectual property law, including, but not limited to, whether a User Submission is defamatory, excessively long, or otherwise violates these Terms of Service. YOUR HEALTH IDAHO may remove such User Submissions and/or terminate a User’s access for uploading such material in violation of these Terms of Service at any time, without prior notice and at its sole discretion.

D. In particular, if you are a copyright owner or an agent thereof and believe that any User Submission or other content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing our Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

(i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
(ii) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
(iii) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material;
(iv) Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail;
(v) A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
(vi) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

E. YOUR HEALTH IDAHO’s designated Copyright Agent to receive notifications of claimed infringement is Jody Olson e-mail: Support. See also http://www.copyright.gov/onlinesp/list/index.html.

F. You understand that when using the Website, you will be exposed to User Submissions from a variety of sources, and that YOUR HEALTH IDAHO is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such User Submissions. You further understand and acknowledge that you may be exposed to User Submissions that are inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against YOUR HEALTH IDAHO with respect thereto, and agree to indemnify and hold YOUR HEALTH IDAHO, its Owners/Operators, affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Website.

G. YOUR HEALTH IDAHO permits you to link to materials on the Website for informational purposes only and reserves the right to disable access to any site acting as the referring site, in YOUR HEALTH IDAHO’s sole discretion.

6. Unsolicited Idea Submission Policy.

Please do not send unsolicited ideas to YOUR HEALTH IDAHO including but not limited to ideas for advertising campaigns, promotions, products, product improvements, processes, materials, marketing plans, or product names. Neither YOUR HEALTH IDAHO nor any of its employees accept or consider unsolicited ideas. This policy is intended to avoid misunderstandings or disputes when YOUR HEALTH IDAHO’s products, services, or marketing strategies seem similar to unsolicited ideas that were submitted to YOUR HEALTH IDAHO

If, despite our request that you not send us your ideas, you still send them, then regardless of what your submission states, the following terms shall apply to your submission: (1) you agree that your ideas will automatically become the property of YOUR HEALTH IDAHO, without compensation to you, and (2) you agree that YOUR HEALTH IDAHO can use the ideas for any purpose and in any way—even give them to others.

YOUR HEALTH IDAHO does, however, welcome your feedback regarding many areas of our existing business. If you want to send us your feedback—and we hope you do—just send us an email at Outreach. Please provide only specific feedback on our existing products or marketing strategies (in other words, do not include any unsolicited ideas that our policy will not permit us to accept or consider). The foregoing Section 6 does not apply to User Submissions, which are governed by Section 5.

7. Warranty Disclaimer

YOU AGREE THAT YOUR USE OF THE WEBSITE AND SERVICES SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, YOUR HEALTH IDAHO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. YOUR HEALTH IDAHO MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE WEBSITE’S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS WEBSITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, E-MAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE AND/OR (VII) ANY FAILED BARTER OR SALES TRANSACTION THAT IS NOT CONSUMMATED AS A RESULT OF ANY ACTION OR INACTION ON THE PART OF BUYER, SELLER, OR BOTH. YOUR HEALTH IDAHO DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEBSITE OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND YOUR HEALTH IDAHO WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

8. Limitation of Liability

IN NO EVENT SHALL YOUR HEALTH IDAHO, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, E-MAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE, AND/OR (VII) ANY FAILED BARTER OR SALES TRANSACTION THAT IS NOT CONSUMMATED AS A RESULT OF ANY ACTION OR INACTION ON THE PART OF BUYER, SELLER, OR BOTH, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT YOUR HEALTH IDAHO IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

YOU SPECIFICALLY ACKNOWLEDGE THAT YOUR HEALTH IDAHO SHALL NOT BE LIABLE FOR USER SUBMISSIONS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU. The Website is controlled and offered by YOUR HEALTH IDAHO from its facilities in the United States of America. YOUR HEALTH IDAHO makes no representations that the Website is appropriate or available for use in other locations. Those who access or use the Website from other jurisdictions do so at their own volition and are responsible for compliance with local law.

9. Indemnity

You agree to defend, indemnify, and hold harmless YOUR HEALTH IDAHO its parent company, officers, directors, affiliates, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Website; (ii) your violation of any term of these Terms of Service; (iii) your violation of any third-party right, including without limitation any copyright, patent, trademark, property, or privacy right; or (iv) any claim that one of your User Submissions caused damage to a third party. This defense and indemnification obligation will survive these Terms of Service and your use of the Website.

10. Ability to Accept Terms of Service

You affirm that you are either 18 or more years of age on the date at your location at which you click on “I Agree,” are an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Service, and to abide by and comply with these Terms of Service.

11. Assignment

These Terms of Service, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by YOUR HEALTH IDAHO without restriction.

12. General

You agree that: (i) the Website is to be deemed to be based solely in Idaho, USA; and (ii) the Website is to be deemed a passive website that does not seek to purposefully avail itself of the benefits and privileges of doing business in any state other than Idaho and thus does not give rise to personal jurisdiction over YOUR HEALTH IDAHO, either specific or general, in jurisdictions other than Idaho. These Terms of Service shall be governed by the internal substantive laws of the State of Idaho, without respect to its conflict of laws principles. Any claim or dispute between you and YOUR HEALTH IDAHO that arises in whole or in part from the Website shall be decided exclusively by a court of competent jurisdiction located in Ada County, Idaho. These Terms of Service, together with the Privacy Policy at https://www.yourhealthidaho.org/privacy-policy/ ‎ and any other legal notices published by YOUR HEALTH IDAHO on the Website, shall constitute the entire agreement between you and YOUR HEALTH IDAHO concerning the Website. If any provision of these Terms of Service is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Service, which shall remain in full force and effect. No waiver of any term of these Terms of Service shall be deemed a further or continuing waiver of such term or any other term, and YOUR HEALTH IDAHO’s failure to assert any right or provision under these Terms of Service shall not constitute a waiver of such right or provision.

YOUR HEALTH IDAHO may amend these Terms of Service at any time. If you wish to be notified of any changes to these Terms of Service, you must e-mail us at Support, and if your e-mail address changes at any time, you are responsible for notifying us of your new address by sending an e-mail to Support. If you choose not to be notified of any changes to these Terms of Service by not complying with the preceding e-mail notification requirements, you thereby waive your right to notification and agree that you are responsible for reviewing these Terms of Service each time you visit this Website. In all cases, your use of the Website following any amendment of these Terms of Service will signify your assent to and acceptance of its revised terms, even if we fail to send you an e-mail notification. CONTACTING US VIA EMAIL FOR THE PURPOSES SET FORTH ABOVE CONSTITUTES YOUR OPTING-IN TO RECEIVE EMAIL COMMUNICATIONS FORM US FOR PURPOSES OF THE UNITED STATES CAN-SPAM ACT. YOU AND YOUR HEALTH IDAHO AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION WILL BE PERMANENTLY WAIVED.