Important Tax Information

Your 1095-A Tax Statement

If you or your household enrolled in a Qualified Health Plan through Your Health Idaho at anytime during the year, you’ll receive Form 1095-A: Health Insurance Marketplace Statement. Your Health Idaho sends this form to you and the IRS by January 31 via U.S. mail.

The 1095-A tax statement verifies your health insurance:

  • Household members enrolled in your health plan
  • How many months you had health insurance during the year
  • The cost of your monthly premiums
  • Amount of the Advance Premium Tax Credit (APTC) that you received

Use the information from your 1095-A tax statement to reconcile APTC on your tax return.

NOTE: Form 1095-A is not required for catastrophic or stand-alone dental plans.

Click the links below for answers to frequently asked questions.

When will I receive a print 1095-A tax statement?

1095-A tax statements are mailed via the U.S. Postal Service to the latest mailing address we have on file, postmarked no later than January 31. You’ll also receive a copy in your secure inbox at YourHealthIdaho.org.

How do I find my 1095-A tax statement online?

  1. Log in to your account on YourHealthIdaho.org.
  2. Click My Inbox in the My Stuff
  3. Click the From or Subject link to view a notice. The 1095-A notice is named Form 1095A for [your insurance carrier].
  4. In Attachments, select the file name to download the form.
  5. Download all 1095-A tax statements for the year in your inbox.

How do I use the 1095-A tax statement?

Use the 1095-A tax statement to reconcile the amount of APTC you applied to your monthly premium and your final, eligible Premium Tax Credit (PTC) on the IRS Form 8962: Premium Tax Credit.

Here is what to do when you get the 1095-A tax statement:

  1. Carefully read the instructions on the back.
  2. Make sure the reported information on the form is accurate.
  3. Fill out Form 8962 with the 1095-A information according to the instructions on the back of Form 8962.

The IRS website has several available resources to help you file your taxes. Learn more HERE.

IMPORTANT: Don’t file your taxes until you have an accurate 1095-A tax statement.

What if I receive multiple 1095 forms?

You receive a unique 1095-A tax statement for each policy you had. You might receive multiple 1095-A tax statements for these reasons:

  • You or your household were enrolled in one health plan and then switched to another plan.
  • Members in your household were not enrolled in the same plan.

Use the information from each form to fill out Form 8962: Premium Tax Credit.

I think my 1095-a tax statement is incorrect. What should I do?

Read the instructions on the back of Form 1095-A carefully and review your plan.

If you check your 1095-A tax statement and find an error, you can contact Your Health Idaho for help at 1-855-944-3246 or submit a support request online. If there is an error, you’ll receive a corrected 1095-A tax statement.

Where can I find Second Lowest Cost Silver and/or Lowest Cost Bronze plan information?

Use the Health Coverage Tax Tool to find Second Lowest Cost Silver and Lowest Cost Bronze plan information.