Health insurance can be complicated. There are plans to compare, terms to learn, and deadlines to track. If you have ever felt overwhelmed by the process, you are not alone. Fortunately, you do not have to navigate the health insurance landscape by yourself.
Your Health Idaho works with Certified Agents and Brokers that are licensed, certified by Your Health Idaho, and in good standing with the Idaho Department of Insurance. They are local experts who provide one-on-one assistance to Idahoans who are enrolling in or renewing their health coverage at no cost.
What Certified Agents and Brokers Can Do for You
Our Certified Agents and Brokers are trained professionals who understand the ins and outs of Your Health Idaho and health insurance.
Certified Agents and Brokers can:
- Walk you through the application process from start to finish
- Help you apply for a tax credit to lower your monthly premium
- Compare plans side by side so you can see your options clearly
- Provide guidance on what plan is most cost-effective for you and your situation
- Assist you in determining your eligibility for Cost-Sharing Reductions, which lowers out-of-pocket costs for things like co-pays and prescriptions
- Answer any questions you have regarding your health insurance
- Help you report changes to your account, such as a new address, a new family member, or a change in income
- Send you communications about important dates and changes
Enrollment Counselors are also available to assist. Although enrollment counselors can help you with the application process and applying for a tax credit, they can’t make recommendations about which plan to buy because they’re not licensed with the Department of Insurance. If you’re working with an enrollment counselor, they’ll refer you to an agent or broker when it’s time to select a plan.
Why Work with a Certified Agent or Broker?
With over 1,000 Certified Agents and Brokers across the state, many of whom offer bilingual services, there is someone ready to help you with your health insurance needs. Working with an agent or broker provides a sense of security, knowing that you are working with someone who is up to date on Your Health Idaho’s policies, the law, and the complexities of health insurance.
How to Find a Certified Agent or Broker
Finding help is easy. Visit our Find Connector Help page, enter your zip code, and search distance. You will see a list of agents and brokers in your area for you to choose from. You can also schedule an in-person or virtual appointment with one of our Certified Agents or Brokers at no cost to you.
Need help getting started? You can contact an agent or broker by contacting our Customer Support Center at 855-944-3246 or via live chat at YourHealthIdaho.org. One of our Customer Advocates will gather your preferences and provide you with the contact information for an agent or broker who is a good match.
Don’t Go It Alone
Health insurance decisions are important, and with Open Enrollment starting on October 15, it is never too early to get connected with a Certified Agent or Broker to be prepared. Make enrolling in health insurance a breeze and work with an expert agent or broker this year.
Remember to keep your agent or broker updated by informing them about any notices you receive and any changes that occur in your household or your income that could affect your eligibility for coverage through Your Health Idaho.