Why You Must You File Federal and State Income Taxes

Idahoans who purchased health insurance through Your Health Idaho and received an Advanced Premium Tax Credit (APTC) are required to file their federal income tax. An income tax must be filed to validate or reconcile the amount of tax credits received during the year. Those who do not file a tax return will not be eligible for a tax credit or Cost-Sharing Reductions to help pay for health coverage in the year following. To reconcile tax credits, use Form 1095-A: Health insurance Marketplace Statement to fill out Form 8962: Premium Tax Credit.

How You Will Receive Your Form 1095-A

You’ll receive Form 1095-A: Health Insurance Marketplace Statement from Your Health Idaho. This form is sent to you and the IRS by January 31.  Your 1095-A includes information about your health coverage received through Your Health Idaho, including:

  • Household members enrolled in a health plan
  • How long each household member had health insurance during the year
  • The cost of your monthly health insurance premiums
  • The amount of Advance Premium Tax Credit (APTC) received each month

You will receive your 1095-A in your Your Health Idaho account secure inbox. To download a copy:

  1. Log in to your account on YourHealthIdaho.org.
  2. Click My Inbox in the My Stuff
  3. Click the From or Subject link to view a notice. The 1095-A notice is named Form 1095A for [your insurance carrier].
  4. In Attachments, select the file name to download the form.
  5. Download all 1095-A tax forms for the year in your inbox.

If you need to reset your password to access your account:

  1. Go to Your Health Idaho’s login page
  2. Click Forgot Password
  3. Enter the email address associated with your account and click Continue
  4. In your email inbox, look for an email named “Request to Reset Password,” from customerservice@yourhealthidaho.org
  5. Click the link in the email
  6. Once you click the link, you will be prompted to answer a security question. Please Note: Security question answers are case sensitive
  7. Answer the security question and click Continue
  8. Type your desired password and click Continue to reset your password

If you opt in to receive a physical copy of your 1095-A, it will be sent by U.S. Mail no later than January 31. You will also be able to download a copy from your account inbox.

A  1095-A form will be sent for each household member enrolled in a separate health insurance plan through Your Health Idaho.

Don’t file your taxes until you have an accurate 1095-A.

If you find an error with your 1095-A form, contact Your Health Idaho for help at 855-944-3246.

How to Complete your Form 8962

Once you receive your 1095-A form, you will use the information on the document to complete part II of Form 8962: Premium Tax Credit.  

You must complete Form 8962 and file it with your tax return.

For help filling out Form 8962 or submitting your tax return, please contact an accountant, tax preparer, or visit www.irs.gov.