Open Enrollment 2021 has ended, but what does that mean for you?
If you are a current customer, it means congratulations, you are covered for 2021! If you happened to change insurance carriers during Open Enrollment, be sure to make your first premium payment as soon as possible to ensure your coverage is in place for the coming year. When Open Enrollment rolls around next year, your coverage will be automatically renewed. Pay attention to the dates for next year’s enrollment if you would like to change your plan.
If you are a potential customer looking for health insurance, you will not be able to enroll in coverage until the next annual Open Enrollment period unless you experience a Qualifying Life Event (QLE), like getting married or losing your existing coverage. If you experience a QLE, you could be eligible for a Special Enrollment Period (SEP) that would allow you to enroll in coverage outside of the annual Open Enrollment.
More information about QLE and SEP requirements can be found on our website at YourHealthIdaho.org/Special-Enrollment or you can read our in-depth blog post, SEP: What Documents Do I Need?
American Indian and Alaska Natives have different eligibility requirements for SEPs. For more information, please read our in-depth blog post, Benefits for American Indians and Alaskan Natives.
Remember, YHI has a statewide network of agents, brokers, and enrollment counselors who are ready to help you navigate the world of health insurance – for free! To search for local help in your area, visit the Find Help page or read our blog post.