SPECIAL ENROLLMENT
You can enroll in health insurance through Your Health Idaho and apply for a tax credit anytime during the year if you qualify for a Special Enrollment Period (SEP). With an SEP you can purchase coverage outside of the Open Enrollment period.
To be eligible for an SEP, you must experience a Qualifying Life Event , such as losing coverage, moving, or having a baby. If you are already enrolled with Your Health Idaho, an SEP may make you eligible to make changes to your existing coverage.
To qualify for a Special Enrollment Period, you have 60 days from the date of your Qualifying Life Event to complete the following:
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- Create an account and complete the application process OR report your Qualifying Life Event Provide the required documentation
- Select and enroll in a plan, OR make changes to your current plan
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Learn more about the Qualifying Life Events that can make you eligible for a Special Enrollment Period.
Birth & Adoption
Welcoming a new member to your household
Loss of Coverage
Losing your current health insurance
Marriage & Divorce
Tying (or untying) the knot
Moving
New to Idaho or moving within the state
American Indians & Alaska Natives
Certain American Indians and Alaska Natives qualify for a special SEP to enroll in or change their coverage.
Special Circumstances
Exceptional circumstances can qualify you for an SEP
Unaffordable Employer-Sponsored Coverage
Employer-sponsored health insurance that is deemed unaffordable may make you eligible to enroll